Homes for Sale in Niceville FL - MLS Real Estate Listings in Eglin Air Force Base, Destin

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School Reports in Niceville, Eglin AFB and Destin, Florida

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Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Q	Where in the United States will you find the largest concentration of million-dollar homes?
A	There are almost 314,000 million-dollar homes in the United States, and 41% of these are located in California.
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Sandy and Ray DiTirro, REALTOR®, real estate agents and broker for Niceville, Eglin AFB and Destin Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandy and Ray DiTirro
RE/MAX Southern Realty
34894 Emerald Coast Parkway
Destin, FL 32541
4400 Hwy 20 E, #306; Niceville FL 32578
Toll free: 866-211-1662
Sandy Direct: 850-502-0004
Ray Direct: 850-502-0005
Fax: 877-283-5858
Email: SandyandRay@TheSeaShores.com
Sandy and Ray have over 30 years combined successful real estate experience. We hold multiple licenses in various states. As well, we have real estate designations including Certified Luxury Home Marketing Specialist (CLHMS), Resort and Second Home Property Specialist (RSPS), Seniors Real Estate Specialist (SRES), Certified Residential Specialist (CRS) and CCIM Commercial Candidate. We have extensive home construction experience which is a valuable service during the buying and selling process We invest time and effort in continuing education to give our clients the most knowledgeable service for your real estate needs. Sandy and Ray are hardworking, knowledgeable, informed and concerned. With Sandy and Ray you get two agents for the price of one. We live and work in Bluewater Bay and Niceville.

Sandy and Ray DiTirro

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Niceville Florida Real Estate - Eglin Air Force Base FL Homes for Sale - Destin Real Estate Listings