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Free Relocation Package
Welcome > Local Info > Relocating? ...

Request Our Free Relocation Package. Don't Move To Destin, The Emerald Coast and Niceville Without It! 

Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate to and from the Destin, The Emerald Coast and Niceville, Florida area. 

If you will be moving to the Destin, The Emerald Coast and Niceville area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. We'll send you every home or property that is currently available that matches your criteria. 

When you visit, we'll be ready! We will visit the Destin, The Emerald Coast and Niceville neighborhoods and homes that interest you the most. 

In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you. 

Remember: As top Destin, The Emerald Coast and Niceville real estate agents, it's our job to know this area inside and out, and we want to make your transition as smooth as possible. 

To get started, fill out the form to request our FREE Destin, The Emerald Coast and Niceville, Florida Relocation Package. We'll send it right out. It's full of useful and important information about this area. You are under no obligation, so you can't go wrong... 

Are you new to the area? Request our FREE package of Destin, The Emerald Coast and Niceville relocation information. It's our job to help! There's no obligation, and we promise to respond quickly... 

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School Reports in Destin, The Emerald Coast and Niceville, Florida
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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
How much does a celebrity's name boost the price of a property?

A 
Typically no more than 5 percent, but there are exceptions--the greater the fame, the higher the price!
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Sandy and Ray DiTirro, REALTOR®, real estate agents and broker for Destin, The Emerald Coast and Niceville Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandy and Ray DiTirro
RE/MAX Southern Realty

34894 Emerald Coast Parkway
Destin, FL 32541
Toll free: 866-211-1662
Sandy Direct: 850-897-5836
Ray Direct: 850-897-5839
Fax: 877-283-5858
Email: SandyandRay@TheSeaShores.com

Sandy and Ray have over 30 years combined successful real estate experience. We hold multiple licenses in various states. As well, we have real estate designations including Certified Luxury Home Marketing Specialist (CLHMS), Resort and Second Home Property Specialist (RSPS), Seniors Real Estate Specialist (SRES), Certified Residential Specialist (CRS) and CCIM Commercial Candidate. We have extensive home construction experience which is a valuable service during the buying and selling process We invest time and effort in continuing education to give our clients the most knowledgeable service for your real estate needs. Sandy and Ray are hardworking, knowledgeable, informed and concerned. With Sandy and Ray you get two agents for the price of one.

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