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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

We can refer you to knowledgable loan officers in Bluewater Bay, Destin and Niceville. You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Niceville, Eglin AFB and Destin real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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School Reports in Niceville, Eglin AFB and Destin, Florida
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Real Estate Tips
Cosmetic Improvements >Kitchen Clutter

The kitchen is usually very important to prospective buyers. Your kitchen may not be new and state-of-the-art, but it should look its best.

Your kitchen should be spotlessly clean and well organized while your home is on the market. The counter tops should be clean and free of clutter, and the floor should shine. Appliances should be clean and in good working order. You may want to add a few decorator touches or replace cabinets, flooring, and even appliances for a small investment. Dollars spent on kitchen improvements usually pay major dividends when you sell your home. If you are planning to sell your home and need some advice in this area, an agent will be happy to discuss your options with you.

See All Tips In The "Cosmetic Improvements" Category >
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Real Estate Trivia
Q 
What acclaimed house built of stone, concrete, and glass is built over a waterfall?

A 
Fallingwater in Mill Run, PA, built by architect Frank Lloyd Wright, is one of the most-visited homes in the U.S.
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Sandy and Ray DiTirro, REALTOR®, real estate agents and broker for Niceville, Eglin AFB and Destin Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandy and Ray DiTirro
RE/MAX Southern Realty

34894 Emerald Coast Parkway
Destin, FL 32541
4400 Hwy 20 E, #306; Niceville FL 32578
Toll free: 866-211-1662
Sandy Direct: 850-502-0004
Ray Direct: 850-502-0005
Fax: 877-283-5858
Email: SandyandRay@TheSeaShores.com

Sandy and Ray have over 30 years combined successful real estate experience. We hold multiple licenses in various states. As well, we have real estate designations including Certified Luxury Home Marketing Specialist (CLHMS), Resort and Second Home Property Specialist (RSPS), Seniors Real Estate Specialist (SRES), Certified Residential Specialist (CRS) and CCIM Commercial Candidate. We have extensive home construction experience which is a valuable service during the buying and selling process We invest time and effort in continuing education to give our clients the most knowledgeable service for your real estate needs. Sandy and Ray are hardworking, knowledgeable, informed and concerned. With Sandy and Ray you get two agents for the price of one. We live and work in Bluewater Bay and Niceville.

MLS REALTOR SRES CRS wcr



Destin FL Remax Realtors
Sandy and Ray DiTirro

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