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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Niceville, Eglin AFB and Destin real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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School Reports in Niceville, Eglin AFB and Destin, Florida

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Florida Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Niceville, Eglin AFB and Destin

Agency >Who Pays the Commission

Does it cost the homebuyer more to be represented by a buyer's agent who serves their interests exclusively? No, because the listing agent splits the sales commission, which is customarily paid by the seller of the home, with the buyer's agent. The sales commission split is usually 50-50, but the listing agent and buyer's agent will sometimes make another agreement and split the commission unequally.

There is one very unusual circumstance in which the homebuyer might pay a commission to their buyer's agent. The real estate agent might show the buyer a local "for sale by owner" (FSBO) home which the client decides to purchase. In most cases, the FSBO seller who is presented with a qualified buyer is glad to pay the buyer's agent a reduced fee of about 3 percent, or half of a normal sales commission. But the FSBO seller could stubbornly refuse to pay the buyer's agent any commission whatsoever. In that case, the buyer's agent would legitimately expect the buyer to pay the sales commission, in fair exchange for the agent finding the FSBO home and negotiating a successful transaction.

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Q	What characteristics must a home have to be considered a prestigious property?
A	Unique architectural design; Highly desirable location; celebrity status--owned by a well-known person.
See More Real Estate Trivia >

Sandy and Ray DiTirro, REALTOR®, real estate agents and broker for Niceville, Eglin AFB and Destin Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandy and Ray DiTirro
RE/MAX Southern Realty
34894 Emerald Coast Parkway
Destin, FL 32541
4400 Hwy 20 E, #306; Niceville FL 32578
Toll free: 866-211-1662
Sandy Direct: 850-502-0004
Ray Direct: 850-502-0005
Fax: 877-283-5858
Email: SandyandRay@TheSeaShores.com
Sandy and Ray have over 30 years combined successful real estate experience. We hold multiple licenses in various states. As well, we have real estate designations including Certified Luxury Home Marketing Specialist (CLHMS), Resort and Second Home Property Specialist (RSPS), Seniors Real Estate Specialist (SRES), Certified Residential Specialist (CRS) and CCIM Commercial Candidate. We have extensive home construction experience which is a valuable service during the buying and selling process We invest time and effort in continuing education to give our clients the most knowledgeable service for your real estate needs. Sandy and Ray are hardworking, knowledgeable, informed and concerned. With Sandy and Ray you get two agents for the price of one. We live and work in Bluewater Bay and Niceville.

Sandy and Ray DiTirro

www.TheSeaShores.com is brought to you by Sandy and Ray DiTirro
NUMBER1EXPERTS™ in real estate for Niceville, Eglin AFB and Destin, Florida, military relocation

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Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

Niceville Florida Real Estate - Eglin Air Force Base FL Homes for Sale - Destin Real Estate Listings