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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Destin, The Emerald Coast and Niceville real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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School Reports in Destin, The Emerald Coast and Niceville, Florida

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Schools in Destin, The Emerald Coast and Niceville

Selling Your Home >Spotless Homes Sell

Ideally, real estate agents want the properties we market to look spotless, but even the most impeccable housekeepers find it difficult to keep the house in prime showing condition all the time.

Keeping the beds perpetually made, dishes washed, bathrooms spotless and the closets neat is a lot of work. Is it worth it? Yes, it is -- if you want to get your house sold in a reasonable amount of time for the best price.

Often when buyers see normal household clutter, what registers is "this place hasn't been maintained." They see bathtub rings and think "plumber's bills." They see lint under the refrigerator and grease on the electric range and imagine having to replace all of the appliances. It isn't particularly logical, but people often respond with their feelings when buying a house. When making their final selection, buyers may be going on emotion and adrenaline rather than reason and logic. You can help your real estate agent by minimizing the amount of imagination they will need to fall in love with your home.

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Q	What famous example of post-colonial architecture is modeled after the palace of the Duke of Leinster in Ireland?
A	The White House in Washington, D.C., begun in 1792 and burned by the British in 1814, was rebuilt in 1818 and restored in 1951.
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Sandy and Ray DiTirro, REALTOR®, real estate agents and broker for Destin, The Emerald Coast and Niceville Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandy and Ray DiTirro
RE/MAX Southern Realty
34894 Emerald Coast Parkway
Destin, FL 32541
Toll free: 866-211-1662
Sandy Direct: 850-897-5836
Ray Direct: 850-897-5839
Fax: 877-283-5858
Email: SandyandRay@TheSeaShores.com
Sandy and Ray have over 30 years combined successful real estate experience. We hold multiple licenses in various states. As well, we have real estate designations including Certified Luxury Home Marketing Specialist (CLHMS), Resort and Second Home Property Specialist (RSPS), Seniors Real Estate Specialist (SRES), Certified Residential Specialist (CRS) and CCIM Commercial Candidate. We have extensive home construction experience which is a valuable service during the buying and selling process We invest time and effort in continuing education to give our clients the most knowledgeable service for your real estate needs. Sandy and Ray are hardworking, knowledgeable, informed and concerned. With Sandy and Ray you get two agents for the price of one.

Sandy and Ray DiTirro

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